Tax Planning & Charitable Gifting

We view taxes as part of faithful stewardship. Scripture reminds us in Matthew 22:21, “Give back to Caesar what belongs to Caesar, and to God what belongs to God.” We believe this calls us to approach taxes with honesty and integrity, recognizing them as part of God’s providence in our lives.

At Stella Maris Wealth, our mission is to help you care wisely for the financial blessings you’ve been given—so your hard-earned money can have a meaningful impact on your family, your community, and the causes you feel called to support and make a positive difference. Thoughtful tax planning allows your resources to make a greater impact in this world, while honoring both your faith, values, and your responsibilities.

Because tax laws are always changing, proactive planning matters. How you allocate assets across taxable, tax-deferred, and tax-free accounts can shape your long-term security and the legacy you leave behind. We help you navigate these decisions with clarity and purpose.
Whether you are a high-income earner exploring advanced retirement strategies, a business owner seeking to maximize deductions, or someone planning for retirement income, we take the time to understand your unique situation. Together, we design strategies that help your money work harder for your future and your legacy.

For many families, generosity is an important part of their financial life. There are tax-efficient ways to give—through charitable gifting strategies, such as Donor-Advised Funds (DAF), or qualified charitable distributions (QCD) for those who are 70.5 and have an IRA. We work alongside your CPA and estate planning attorney to help maximize the impact of your giving while remaining mindful of tax considerations.

We also help clients think holistically about their financial resources—how to spend, save, invest, give, and plan for taxes with intention. Questions like Roth conversions, capital gains planning, and tax-loss harvesting are explored through the lens of what matters most to you.

At Stella Maris Wealth, our goal is simple: to help you steward your resources wisely, reduce unnecessary tax burdens, and create a lasting, tax-efficient legacy for the people and causes you love.